IMPORTANT – NOTICE TO USERS – PLEASE READ THIS DOCUMENT CAREFULLY BEFORE USING ANY OF THE WEBSITE SERVICES AND RETAIN A COPY OF IT
Hereinafter referred to as “The Publisher”,
Hereinafter referred to as “Visitor”,
Hereinafter Jointly referred to as “The Parties”
SAS URIOS, company with a share capital of 3,000,000 euros, registered under n° 398 686 980 with the PARIS companies register, with its headquarters located at: 91, Avenue Paul Doumer – CS 41774 – 75783 PARIS Cedex 16, France, and SASU BEIC, company with a share capital of 348,000 euros, registered under n° 381 424 555 with the PARIS companies register, with its headquarters located at: 91, Avenue Paul Doumer – CS 41774 – 75783 PARIS Cedex 16, France, operate the https://www.uriosbeic.com/ website (hereinafter referred to as the Site).
The Publisher’s activity consists of promoting its Services via the Site. It also proposes online payment for Debtors and a Client access portal.
As the Publisher conducts debt collection activity, it is subject to all regulations applicable to this activity, in particular articles R124-1 et seq of the civil enforcement procedures code.
In accordance with the provisions of article R124-2 of the civil enforcement procedures code, the Publisher is the owner of an Account exclusively used for the receipt of funds on behalf of creditors, and is the owner of an insurance policy guaranteeing it against the financial consequences of professional civil liability that may be incurred by virtue of its activity.
In accordance with article R124-2 of the civil enforcement procedures code, the Publisher’s debt collection activity has been declared to the Public Prosecutor.
The purpose of these Terms and Conditions of Use (hereinafter referred to as “TCU”) is to determine the characteristics, procedures and conditions for accessing the Services available on the Site.
The Parties agree that their interaction will be governed solely by these TCU, excluding any conditions previously available on the Site.
The Site is available free of charge on Internet and accessible to any Visitor with access to Internet.
All costs relating to access to the Site, such as costs pertaining to material, software or Internet access, are at the sole expense of Visitors, who are responsible for the proper functioning of their equipment and Internet access.
These TCU can be consulted by all Visitors to the Site at the following address URL: https://www.uriosbeic.com/fr/TCU
The Publisher reserves the right to change these TCU at any time, by publishing a new version on the Site. These TCU enter into force as soon as they are published on the Site.
The TCU in force are those available at the time of visiting the Site.
Account: designates the space made available to Users of the Site, enabling Users, after identification, to access Services.
Content: designates all content in the pages accessible to Visitors;
Services: designates the Services making the Content on the Site available;
Site: designates all Services and Content accessible on the Site at the following address: https://www.uriosbeic.com.
Visitor: designates all Internet aged 18 and over consulting the Site.
User: designates any Visitor using the Site to communicate with the Publisher, or using the online Services, whether a Client or a Debtor.
Debtor: designates any Visitor owing a debt, the collection of which is administered by the Publisher.
Client: designates all Visitors having contracts with the Publisher as part of its provision of services.
II. SCOPE AND ACCEPTANCE OF CONDITIONS
– The TCU are originally written in French and are intended to apply solely between the Publisher and any Visitor wishing to access the Site and its Content and its Services.
It is recalled that, as necessary, the Site, its Content and its Services are only accessible to people aged 18 and over, in compliance with the laws in force at the time of visiting the Site and/or using the Services. People under the age of 18 can only visit the Site under the supervision of a parent or legal guardian.
– All Visitors fully subscribe to these TCU when they consult the Site.
– Any derogation from these TCU can only be enforceable in respect of the Publisher if it has been duly accepted and formalized in a written document signed by the Publisher.
In the event where the Publisher does not sanction conduct derogating from these TCU, this does not imply acceptance of the derogatory conduct, nor a waiver regarding legal proceedings against the author of such derogatory conduct.
III. PROCEDURES FOR ACCESSING THE SITE
– Content – The purpose of the Site is to promote the Services provided by the Publisher, and the provision of a payment portal for Debtors, under the sole condition of accepting these TCU.
Access to functionalities within the space reserved for Clients is subject to the conditions stipulated in the agreement between the Publisher and the Client.
– Access to Content – Content is accessible for all Visitors or Users by simply connecting to the following url: https://www.uriosbeic.com.
The Publisher strives to enable, but does not guarantee, access to the Site 24 hours a day, 7 days a week, except in cases of force majeure or an event over which it has no control, subject to any maintenance work necessary for the proper functioning of the Site and/or work to improve and/or make changes to the Site, which could be carried out without the Publisher giving prior notification to Visitors or Users.
Under no circumstances can the Publisher be held responsible for interruptions in access to the Site or of their consequences, whatever their extent.
– Security and viruses – It is up to each Visitor and User to take all appropriate measures in order to protect themselves against contamination of their data, software or material by viruses that may be circulating on the Site or in the information published on it, and to ensure their data is saved.
Visitors and Users expressly accept and acknowledge that use of the Site is conducted under their own responsibility and that they are fully responsible for any damage or loss caused by their IT system, in particular their data, software or material, or any device for access to the internet, including any loss of data that could result in downloading or use of the Site.
– Use of the Site – Visitors and Users undertake to use the Site with respect for all the specifications mentioned in these TCU.
They expressly accept that use of the Site, the information and tools included on or accessible via the Site is conducted under their own responsibility.
Visitors and Users refrain from carrying out any downloads or operations that could hinder the proper functioning of the Site.
In any case, they will be solely responsible for damage of any kind that could arise on this occasion.
Visitors and Users refrain from any actions likely to affect the proper functioning of the Site and/or to affect the reputation of the Publisher, the companies in its group, or the personality of its directors.
Use of the Account is subject to the conditions of the agreement between the Client and the Publisher, and to the specific conditions for use applying to the services laid out in the said agreement.
– Creation Connection information is provided to Clients following the conclusion of an agreement between the Client and the Publisher.
– A password is required to use the Account.
Users undertake to keep their password secret and not divulge it to any third party for any reason.
In the event of loss or forgetting a password, Users can choose a new password by clicking on the “forgotten password” button, then by typing the email address previously indicated and linked to their Account.
Users are solely responsible for the consequences of using their Account and acknowledge that any connection or data transmission conducted when using their Account will be deemed as having been conducted by them.
– Deletion – Users can delete their Account at any time by sending a message expressing their request for deletion to the Site administrator, by sending a message to the following address: email@example.com.
The Publisher will proceed to delete the Account in a timely manner, and in any case within a maximum of one (1) month of receiving the message with request for deletion.
V. ONLINE PAYMENT OF OUTSTANDING DEBTS
Online payment of the outstanding Debt by the Debtor is conducted in several stages:
– Identification – The Debtor is invited to fill out a form enabling identification of the debt and verification of the Debtor’s identity.
This identification is possible via a file reference number mentioned in communications between the Publisher and the Debtor (first 5 figures only), his/her confidential code, company name, company registration number, telephone number, Email address, and the amount of the payment being made.
– Secure payment – The logos of accepted bank cards are visible during the second stage.
The transaction is immediately debited from the Debtor’s bank card after verification of card data, on receipt of debit authorisation from the issuer of the bank card used by the Debtor.
Commitment to pay using a bank card is irrevocable. By providing the information pertaining to his/her bank card, the Debtor authorises the Publisher to debit the amount indicated during the Identification stage from the bank account linked to his/her bank card.
To this end, the Purchaser confirms that he/she is the holder of the bank card to be debited and that the name on the bank card is effectively his/hers. The Debtor provides the sixteen figures and expiry date for his/her bank card and, where applicable, the security code on the rear of the card.
In the event where it is not possible to debit the amount in question, the attempt to pay the debt is cancelled.
No bank account data is collected or processed by the Publisher. This banking data is exclusively and directly securely processed by the Crédit Lyonnais bank’s online payments department.
Following payment, a screen confirming payment is displayed, and an email confirming receipt of payment is sent to the Debtor’s contact address.
VI. INTELLECTUAL PROPERTY
All intellectual property rights, in particular royalties, trademarks, image rights and related rights pertaining to the overall structure of the Site and the texts, logos, and any other element featuring on the Site, belonging to the Publisher, the companies in its group, or their directors, remain the exclusive property of the Publisher or of their respective owners.
The French trademark “URIOS”, registered with the INPI under n° 99783541 on 29 March 1999, is in particular subject to protection in classes 35; 36; 38.
The semi-figurative French trademark “URIOS BEIC”, registered with the INPI under n° 4427220, and having been the subject of a publication on 2 March 2018, is in particular subject to protection in classes 35; 36; 38; 42; 45.
The protected trademark is the following:
Any use, commercial or otherwise, and in particular any downloads, copies, reproduction, distribution, transmission, dissemination, adaptation, translation or representation of the Site in full or partially, and in particular its overall structure or its logo, of the above-mentioned trademarks, through any current or future means or procedures, in any current or future media, without prior written authorisation from the Publisher or their respective owners, is prohibited and likely to give rise to legal proceedings, in particular regarding counterfeiting.
All trademarks, figurative or otherwise, and more generally all other trademarks, illustrations, images and logos featuring on the Site, whether they are registered or not, are and will remain the exclusive property of the Publisher or their respective owners.
In general, any full or partial reproduction, change or use of these trademarks, illustrations, images and logos, for whatever reason and in whatever media, without express prior agreement from the Publisher, is strictly prohibited.
The same applies to any combination or conjunction with any other trademark, symbol, logo and more generally any distinctive sign intended to form a composite logo. The same applies to any royalties, drawing, model or patent owned by the Publisher or the companies in its group.
The databases on the Internet Site are protected in accordance with the provisions of articles L341-1 et seq of the Intellectual Property Code. In particular, substantial extraction and re-use, quantitatively or qualitatively, of the Content of the databases on the Site. Any person infringing this provision is exposed to the penalties stipulated in articles L 343-1 et seq of the Intellectual Property Code.
It is strictly prohibited to use any programme intended to withdraw the Content of the Site, with the exception of robots used by the companies operating search engines.
VII. PROTECTION OF PERSONAL DATA
The Publisher, as part of the Services, collects a certain amount of Users’ personal data, which is necessary for the proper functioning of the Site and conduct of the Services.
The Publisher collects and processes information with the utmost confidentiality.
Users are informed, in compliance with article 32 of the French data protection law n° 78-17 of 6 January 1978, and in compliance with the GDPR 2016/679 regulation, that the information they provide to the Publisher is necessary to deal with their procedures and intended for the Publisher, as the entity responsible for processing the data, for administrative and commercial management purposes.
Personal data collected in this way can be the subject of statistics relating to frequentation of the Site, via GOOGLE ANALYTICS in particular, and Users are informed of this when they log on to the site.
The Publisher does not provide this information to any third party, without express agreement from the User, with the exception of the companies in the URIOS BEIC group, and of the necessary provision of this information to its commercial partners as part of contractual interaction between the Publisher and Users. The relevant contractual provisions will apply in this case.
Personal data collected by the Publisher is neither sold nor provided to third parties for advertising purposes.
Personal data is stored in the European Union.
The Publisher and the companies in its group can call upon authorised service providers to facilitate the collection and processing of data as part of its contractual services. These service providers can be located outside the European Union. URIOS-BEIC has ensured that all of its service providers provide adequate guarantees and that they respect strict conditions regarding confidentiality, use and protection of data.
Users’ email addresses are only used for commercial prospection purposes with explicit agreement from Users.
By way of derogation, and in compliance with the recommendations of the CNIL in France, the Publisher reserves the right to conduct commercial prospection using the professional addresses in its possession.
In this case, prior information will be provided to Users. The latter can refuse commercial prospection at any time via the “unsubscribe” link that features in all online communication, or using the methods described below.
If Users no longer wish to receive commercial prospection via email from the Publisher, they can inform the Publisher of this at any time by:
The Publisher keeps this information until Users request that it be deleted from their Account, or, failing this, for a period of 36 months following the end of the commercial relationship, or following the last use of the Services.
Personal data subject to compulsory conservation (accounting documents, delivery notes, etc.) will be retained in the form of archives for the entire compulsory duration, in accordance with the applicable legal or regulatory regime.
Users have a right to access, question, change, transfer, rectify or delete data that concerns them.
Users also have a right to oppose processing of their personal data and a right to oppose this data being used for commercial prospection purposes at any time.
For details on rights, see: https://www.cnil.fr/fr/les-droits-pour-maitriser-vos-donnees-personnelles
The Publisher undertakes to respect the imperatives of its Charter of personal data management, featured on the Site at the following address: https://www.uriosbeic.com/en/gdpr/
All rights can be exercised with the Publisher by:
In order to ensure the perfect application of your rights, the Publisher has allocated the role of Data Protection Officer to Mr. Pierre-Jean REYDELLET. The latter will be in charge of coordinating protection of Users’ personal data and protection of their rights.
For statistical requirements, the Publisher may collect browsing information by using cookies.
Deactivation of cookies can lead to non-availability of some Services on the Site.
Visitors and Users can also delete saving of cookies, or cookies already saved on their computer, at any time, by setting privacy protection options in their Internet browser (for example: Tools > Clear private data > Cookies, in Mozilla Firefox and Tools > Delete browsing history > Delete cookies in Microsoft Internet Explorer).
IX. FORCE MAJEURE
Conduct by the Publisher of its obligations under this Contract will be suspended in the event of intervention of a fortuitous event or force majeure that could hinder or delay its fulfilment.
If any of the stipulations in these TCU should transpire to be null with regards a rule of law in force or a legal decision which has become final, it shall be considered void, without leading to the nullity of these TCU or altering the validity of its other stipulations.
XI. INDEPENDENCE OF THE PARTIES
None of the Parties can make a commitment in the name of and/or on behalf of the other Party. Furthermore, each Party remains solely responsible for its allegations, commitments, services, products and staff.
It is recalled as necessary that, should one of the Parties not take advantage of a breach by the other Party of any of the obligations stipulated in these TCU, this cannot be interpreted for the future as a renunciation of the obligation in question.
All notifications that must be given under this Contract will be considered as given if they are done so at the following addresses:
XIV. APPLICABLE LAW AND COMPETENT COURTS
These TCU are subject to French law.
The original language of these TCU is French.
For any difficulties, please do not hesitate to first contact us at:
Any dispute arising from the conduct or interpretation of these TCU, and more generally from interactions of any type between the Publisher and a professional User or a Visitor, in particular access to Content or Services, will be subject to the exclusive jurisdiction of the PARIS courts, unless applicable mandatory legal or regulatory provisions to the contrary exist.
All Users living outside FRANCE accept that disputes arising from the conduct or interpretation of these TCU, and more generally from access to the Content or Free or Fee-paying Services are subject to French law and the PARIS courts.